When Nick Bayer, now 37, went to college, he had no idea what he wanted to do. Business, industry, finance - each internship served to eliminate those as possibilities. "I remember Sunday nights were the most depressing nights for my family, because my parents had to go to jobs they didn't really like," Bayer said. "I didn't want to have a depressing Sunday night every week. "I wanted to love what I did. It dawned on me that the only way to really do that was to create something for myself." The something Bayer created is Saxbys Coffee (hold the apostrophe), a 28-cafe chain that he bankrolled by running up $150,000 on his American Express card. Next month, Bayer will...
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