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Debt Rights

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Older Americans now carry debt well into retirement. And debt collectors are circling. Just ask Shirley Latham, 70, of Northern Liberties. She had to file a complaint with the federal Consumer Financial Protection Bureau after an unscrupulous dentist contracted debt collectors to try to make her pay for dental work he never performed. The share of older Americans carrying debt into their retirement years is the highest since 1989. A record 66 percent of households in debt are headed by people age 65 to 74, according to 2013 Federal Reserve data. "Consumers told us that debt collectors threatened to garnish their benefits from Supplemental Security Income, Social Security Disability...

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